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Free cpe webinars
Retire Right Series: Investment Monitoring - What Is a Good Rate of Return?


Cost Free
Presentation Length 1.0 hour

Recorded DateApril 20, 2021
CPE:Not available
(archived webinars do not offer CPE credits)
Subject AreaSpecialized Knowledge
Course LevelBasic
Course Description

It is important for retirement savers to remember return rates are heavily influenced by prevailing market forces and a rate of return that was considered good in one era may no longer be so in another since market conditions change. Covid-19 has compounded business risks and resulted in a major economic shift that could lead us into an indefinite challenging cycle.

As times and markets change, so too do standards for returns on the investment portfolios. While many workers need a high growth rate because of their retirement savings shortfall, you may not have as much control over your rate of return as you think. Join us to learn the key to boiling down your expectations to a specific number for your investments that will help you plan properly and build a secure retirement.

Terri McGray, CFP, and AIF will address return expectations that could now be considered shooting for the moon and ultimately lead to disappointing outcomes, including delayed retirement. She’s helped investors effectively navigate through the dot com boom, the housing bubble, and numerous market and economic upsets and she will address how today’s market sentiment parallels that of prior bubbles.

Learning Objectives: 

  • Determine overconfidence and inexperience can cause you to overshoot reasonable expectations and may result in significant hardship for your retirement

  • Recognize why professional money managers missed historical bubbles such as the dot com bubble and the housing bubble which ultimately caused investors major financial losses

  • Identify what critical miscalculations led to the corporate pension collapse in the 1970s and left millions of workers destitute

  • Summarize what you need to know and understand to secure your future despite the uncertainty and risks

Not logged

Terri McGray is the founder and president of Longevity Capital Management LLC, a professional wealth management and retirement planning consulting firm that helps business owners and individuals work towards a successful retirement.

She has developed a unique retirement readiness program for employers seeking to increase financial literacy in the workforce and drive results with their 401(k).

Her expertise with plan design, ERISA law, internal controls, and investment management enables businesses to outsource their plan workload and engage a co-fiduciary to reduce their liability.

Mrs. McGray is a champion of retirement readiness and public speaker, speaking passionately about our national retirement crisis and the importance of good 401(k) stewardship. Some of the conferences she has spoken at include LA Accounting & Finance Show 2019, CA HR Professional Conference 2019, Professionals in Human Resources Local Chapters, Cal Lutheran University.

About Our Presenter

Longevity Capital Management LLC is an independent financial services firm built on over thirty years of experience helping individuals, families and business owners prepare for retirement and manage their financial future. Their advisors are seasoned specialists providing comprehensive asset management and financial services. If you have a specific service you need, including a second opinion or review of your current plan, they can provide a la carte services, as well.

Their mission is to create strong client relationships that stand the test of time, make a difference in their client’s lives and provide independent ideas.