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Financial Tools to Fund Long-Term Care in 2023


This course was previously titled “FINANCIAL TOOLS TO FUND LONG-TERM CARE"
Cost Free
Presentation Length 1.0 hour

Recorded DateDecember 5, 2023
CPE:Not available
(archived webinars do not offer CPE credits)
Subject AreaSpecialized Knowledge
Course LevelBasic
Course Description

Someone turning age 65 today has almost a 70% possibility of using some type of long-term care service for their remaining years, but the duration varies for each person. As long-term care costs continue to increase on an average of 3%-5%, your clients need guidance in order to mitigate this leading retirement risk.

Although the biggest payor of long-term care is currently Medicaid, it’s a much more complex process to qualify for benefits depending on which state your clients live in. Through pre-planning, they can transition much sooner than dealing with the “spend-down” and “look-back” period as well as a myriad of other complexities including taxes. The Pension Protection Act of 2006 allows certain policies to possess tax-free opportunities through a strategic 1035 exchange.

Join this webinar to understand the options so you can help your clients uniquely fund their long-term care plans without having to exhaust all of their financial resources.

Learning Objectives:

  • List all the types of policies, including traditional long-term care insurance, "hybrid” life insurance policies with a long-term care rider (asset-based vs. linked-benefit), long-term care annuities, and chronic illness policies

  • Determine the pairing of a long-term care report with a solution

  • Give examples of tax deductions for individuals and business owners

  • Evaluate how to help clients qualify for expensive nursing home costs without denials and penalty periods

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Carlos Dias Jr.

Dias Wealth
Founder and Managing Partner
(407) 801-2244


Carlos Dias Jr. is a financial adviser, public speaker, and president of Dias Wealth LLC in Orlando, Florida, offering strategic financial planning services to business owners, executives, retirees, and professional athletes.

Carlos is a nationally syndicated columnist for Kiplinger and has contributed, been featured, or quoted in over 100 publications, including Forbes, MarketWatch, Bloomberg, CNBC, The Wall Street Journal, U.S. News & World Report, USA Today, and several others. He's also been interviewed on various radio and television stations. Carlos is trilingual, fluent in both Portuguese and Spanish.

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About Our Presenter

At Dias Wealth, our team works with clients from many backgrounds plan for a successful financial future. We provide real solutions that can help you make better financial decisions with a full range of investment management options, including tax, financial, charitable, asset protection, and estate planning services.